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Testing the Role of Parental Debt Attitudes, Student Income, Dependency Status, and Financial Knowledge Have in Shaping Financial Self-Efficacy among College Students
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- Author(s): Heckman, Stuart J.; Grable, John E.
- Language:
English- Source:
College Student Journal. Mar 2011 45(1):51-64.- Physical Description:
PDF- Publication Date:
2011- Document Type:
Journal Articles
Reports - Research- Online Access:
- Language:
- Additional Information
- Availability: Project Innovation, Inc. P.O. Box 8508 Spring Hill Station, Mobile, AL 36689-0508. Tel: 251-343-1878; Fax: 251-343-1878; Web site: http://www.projectinnovation.biz/csj.html
- Peer Reviewed: Y
- Source: 14
- Education Level: Higher Education
- Subject Terms:
- ISSN: 0146-3934
- Abstract: This study was designed to evaluate the determinants of personal finance knowledge among college students and to test how this knowledge affects students' perceived self-efficacy beliefs in dealing with personal financial issues. In this study, a test of parental attitudes towards debt, students' income level, and dependency status related to levels of personal finance knowledge was conducted. The relationship between personal finance knowledge and self-efficacy was then examined. A questionnaire measuring these variables was completed by 80 participants at a Midwestern U.S. university. A significant positive relationship between level of income and personal finance knowledge was found. It was also noted that financial knowledge was significantly positively associated with self-efficacy. Students who were more knowledgeable had higher levels of self-efficacy. (Contains 1 table and 2 figures.)
- Abstract: As Provided
- Number of References: 21
- Publication Date: 2013
- Accession Number: EJ996348
- Availability:
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