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Financial Knowledge and Aptitudes: Impacts on College Students' Financial Well-Being
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- Author(s): Chan, S. Fiona; Chau, Albert Wai-Lap; Chan, Kim Yin-Kwan
- Language:
English- Source:
College Student Journal. Mar 2012 46(1):114-132.- Publication Date:
2012- Document Type:
Journal Articles
Reports - Research- Online Access:
- Language:
- Additional Information
- Availability: Project Innovation, Inc. P.O. Box 8508 Spring Hill Station, Mobile, AL 36689-0508. Tel: 251-343-1878; Fax: 251-343-1878; Web site: http://www.projectinnovation.biz/csj.html
- Peer Reviewed: Y
- Source: 19
- Education Level: Higher Education
- Subject Terms:
- Subject Terms:
- ISSN: 0146-3934
- Abstract: The study examines relationship between college students' money-related aptitudes, financial management practices and financial well-being. By integrating Kidwell, Brinberg and Turrisi's model of money management (2003) and other research on financial well-being, we surveyed 802 university students in Hong Kong. Our findings confirm the hypothesis that students' tendency to engage in healthy financial management practices are related to attitudes toward debt, dysfunctional impulsivity, perceived behavioral control, financial knowledge, and employment. Students, who practice good financial management, tend to incur less debt and show better financial well-being. In conclusion, Kidwell et al's model provides a theoretical framework for administrators and educators to consider when designing programs to prepare new students for the challenges of university life. (Contains 5 tables and 1 figure.)
- Abstract: As Provided
- Number of References: 42
- Publication Date: 2013
- Accession Number: EJ991174
- Availability:
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