The Effect of Undergraduate Programs on Financial Literacy Level: The Case of Kosovo

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  • Author(s): Soner Yildirim (ORCID Soner Yildirim (ORCID 0000-0003-4720-0045); Munevver Muyo Yildirim; Luan Vardari
  • Language:
    English
  • Source:
    Pegem Journal of Education and Instruction. 2024 14(3):170-182.
  • Publication Date:
    2024
  • Document Type:
    Journal Articles
    Reports - Research
  • Additional Information
    • Availability:
      Pegem Academy Publishing and Educational Guidance Services TLC. Mesrutiyet Caddesi, No: 45, Ankara, Kizilay 06420, Turkey. e-mail: [email protected]; Web site: https://www.pegegog.net/index.php/pegegog
    • Peer Reviewed:
      Y
    • Source:
      13
    • Education Level:
      Higher Education
      Postsecondary Education
    • Subject Terms:
      Foreign Countries; Money Management; Outcomes of Education; Undergraduate Students; Financial Literacy; Information Sources; Teaching Methods; Program Effectiveness; Measures (Individuals); Student Characteristics
    • Subject Terms:
      Kosovo
    • ISSN:
      2146-0655
      2148-239X
    • Abstract:
      T his study aimed to determine the financial literacy levels of students studying in different programs at the university. For this purpose, the content of undergraduate education programs and the effect on the individual's financial literacy were investigated. The study assumes that financial literacy, which is necessary for life, will be gained by students, their families' awareness of the subject, and educational programs. The research was conducted with 335 students in four programs at the University of Prizren "Ukshin Hoti". The descriptive study conducted with a random sample group collected the data with the Financial Literacy scale. The scale applied consisted of four parts in total, such as the demographic characteristics of the students in the first part, Financial Product Knowing (13 questions), which measures financial literacy knowledge in the other sub-dimensions, Relation with Money (7 questions), and Information Source about Financial Products (15 questions). In addition, cluster analysis, comparative analysis, Chi-Square, and T-test analyses of the collected data were performed with the SPSS 28 program. As a result of the study, it was determined that the student's financial literacy and general success levels were at MEDIUM LEVEL. Although the students participating in the survey studied in different departments, there was no significant difference. According to the study results, it is concluded that the Financial Literacy knowledge of the students is not sufficient, and they need to have more information about themselves in this field. Similarly, in the light of the data obtained, it has been determined that providing various in-service training for the financial literacy levels of the students or adding Financial Literacy courses to the education programs will strengthen the student's knowledge of this subject and increase their awareness.
    • Abstract:
      As Provided
    • Publication Date:
      2024
    • Accession Number:
      EJ1431803