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Purposive and Unintentional Family Financial Socialization, Subjective Financial Knowledge, and Financial Behavior of High School Students
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- Author(s): Deenanath, Veronica (ORCID
Deenanath, Veronica (ORCID 0000-0002-6591-6285 ); Danes, Sharon M.; Jang, Juyoung (ORCIDJang, Juyoung (ORCID 0000-0003-3952-5800 )- Language:
English- Source:
Journal of Financial Counseling and Planning. 2019 30(1):83-96.- Publication Date:
2019- Document Type:
Journal Articles
Reports - Research - Language:
- Additional Information
- Availability: Association for Financial Counseling and Planning Education. 1500 West Third Avenue Suite 223, Columbus, OH 43212. Tel: 614-485-9650; Fax: 614-485-9621; Web site: https://connect.springerpub.com/content/sgrjfcp
- Peer Reviewed: Y
- Source: 14
- Education Level: High Schools
Secondary Education - Subject Terms: High School Students; Money Management; Socialization; Correlation; Student Diversity; Path Analysis; Income; Student Behavior; Knowledge Level; Parent Child Relationship; Minority Groups; Ethnicity; Urban Areas; Rural Areas; High School Seniors; Self Efficacy; Gender Differences; Decision Making; Family Characteristics; Individual Characteristics
- ISSN: 1052-3073
- Abstract: Using the family financial socialization theory, this study investigated the financial knowledge and behavior of high school students' contextualizing unintentional and purposive family financial socialization. The sample of 4,473 high school students were 51% females, 45% seniors, and ethnically diverse. A path analysis tested conceptual relationships between variables. Results indicated that the two unintentional socialization indicators were positively associated with subjective financial knowledge and financial behavior. Those indicators were also indirectly associated with financial behavior through knowledge. Student-earned income, a purposive indicator of socialization, was positively associated with behavior through knowledge. Exclusively obtaining money through parents was negatively associated with behavior through knowledge. Knowledge was positively associated with behavior.
- Abstract: As Provided
- Publication Date: 2020
- Accession Number: EJ1241099
- Availability:
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