A public plan will reduce costs and improve access.

MEDICAL care; HEALTH care reform; PUBLIC health; COMMONWEALTH Fund; INSURANCE premiums

The article discusses health care in the U.S. There are proposals of public health care plans in the U.S. but there is controversy due to many believing that a public program will lead to a single-payer system. The Commonwealth Fund has reported that a public program could lower employer premiums which would also save American families some $1,000 annually.