Anti-Selection & Genetic Testing in Insurance: An Interdisciplinary Perspective.

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  • Additional Information
    • Source:
      Publisher: Cambridge University Press Country of Publication: England NLM ID: 9315583 Publication Model: Print Cited Medium: Internet ISSN: 1748-720X (Electronic) Linking ISSN: 10731105 NLM ISO Abbreviation: J Law Med Ethics
    • Publication Information:
      Publication: 2021- : [Cambridge] : Cambridge University Press
      Original Publication: Boston, MA : American Society of Law, Medicine & Ethics
    • Subject Terms:
      Genetic Testing* ; Insurance Carriers*; Humans
    • Abstract:
      Anti-selection occurs when information asymmetry exists between insurers and applicants. When an applicant knows they are at high risk of loss, but the insurer does not, the applicant may try to use this knowledge differential to secure insurance at a lower premium that does not match risk.
    • Comments:
      Comment in: J Law Med Ethics. 2022;50(1):155-156. (PMID: 35243990)
    • Grant Information:
      R00 HG008819 United States HG NHGRI NIH HHS
    • Contributed Indexing:
      Keywords: Adverse; Anti-Selection; ELSI; Insurance; Modeling
    • Publication Date:
      Date Created: 20220304 Date Completed: 20220510 Latest Revision: 20220510
    • Publication Date:
      20221213
    • Accession Number:
      10.1017/jme.2022.18
    • Accession Number:
      35243989