ASK PAUL.

The article features a Q&A section where readers ask financial expert Paul for advice on various topics. In the first question, a reader asks about the best strategy for rebalancing their superannuation account. Paul advises sticking with the original asset allocation and rebalancing to take emotion out of investing. In the second question, a reader seeks advice on securing their financial future after experiencing significant financial setbacks. Paul suggests consulting with a professional adviser to discuss their specific situation and explore options. In the third question, a reader asks if their daughter's financial plan of saving her full-time wage, using her part-time wage for spending, and salary sacrificing into super is reasonable. Paul commends the daughter's financial literacy and suggests considering the flexibility of saving money under her own control rather than locking it into super. In the fourth question, a reader asks about maximizing their superannuation growth to supplement the age pension. Paul recommends continuing to build super through salary sacrifice and suggests considering a balanced investment approach. He also advises checking for low-fee funds with competitive returns. In the final question, a reader seeks guidance on selling their struggling music shop or exploring other options. Paul recommends seeking advice from an accountant and taking urgent action to address the business's financial issues. [Extracted from the article]

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