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West Ashley Library
9 a.m. - 5 p.m.
Phone: (843) 766-6635
Wando Mount Pleasant Library
9 a.m. - 5 p.m.
Phone: (843) 805-6888
Village Library
9 a.m. - 1 p.m.
Phone: (843) 884-9741
St. Paul's/Hollywood Library
9 a.m. - 5 p.m.
Phone: (843) 889-3300
Otranto Road Library
9 a.m. - 5 p.m.
Phone: (843) 572-4094
Mt. Pleasant Library
9 a.m. – 5 p.m.
Phone: (843) 849-6161
McClellanville Library
9 a.m. – 1 p.m.
Phone: (843) 887-3699
Keith Summey North Charleston Library
9 a.m. - 5 p.m.
Phone: (843) 744-2489
John's Island Library
9 a.m. - 5 p.m.
Phone: (843) 559-1945
Hurd/St. Andrews Library
9 a.m. - 5 p.m.
Phone: (843) 766-2546
Folly Beach Library
9 a.m. - 2 p.m.
*open the 2nd and 4th Saturday
*open the 2nd and 4th Saturday
Phone: (843) 588-2001
Edisto Island Library
9 a.m. - 1 p.m.
Phone: (843) 869-2355
Dorchester Road Library
9 a.m. - 5 p.m.
Phone: (843) 552-6466
John L. Dart Library
9 a.m. - 5 p.m.
Phone: (843) 722-7550
Baxter-Patrick James Island
9 a.m. - 5 p.m.
Phone: (843) 795-6679
Main Library
9 a.m. - 5 p.m.
Phone: (843) 805-6930
Bees Ferry West Ashley Library
9 a.m. - 5 p.m.
Phone: (843) 805-6892
Edgar Allan Poe/Sullivan's Island Library
Closed for renovations
Phone: (843) 883-3914
Mobile Library
Closed
Phone: (843) 805-6909
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Regulating Credit Cards: Are tougher regulations needed to protect consumers?
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- Author(s): Clemmitt, Marcia
- Source:
CQ Researcher; 10/10/2008, Vol. 18 Issue 35, p817-840, 24p, 14 Color Photographs- Subject Terms:
- Source:
- Additional Information
- Abstract: As home refinancing dries up as a source of cash for many Americans, credit card debt is rising faster than ever. Seeking to protect consumers from serious debt trouble, Congress is discussing the first significant legal restraints on credit card issuers imposed in many years -- and possibly the toughest ever. The banking industry argues that most people don't get into severe financial distress from credit card spending and that a crackdown on fees and other bank practices could dry up the consumer credit that drives the economy. But some consumer advocates say that the approximately 35 million households behind in payments or over their credit limits demonstrate that tough action is needed -- including caps on interest rates. Meanwhile, some economists warn that increasing the earning power of working-class families is the only long-term solution to consumer credit woes. [ABSTRACT FROM AUTHOR]
- Abstract: Copyright of CQ Researcher is the property of Sage Publications Inc. and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Abstract:
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