You only think you're covered.

The article discusses medical billing and health insurance coverage in America in relation to the nation's medical care costs as of 2016, and it mentions a 2015 survey by "Consumer Reports" periodical which mentions that an estimated one out of every three American adults has fallen victim to what are known as surprise medical bills. Hospitalization charges are mentioned, along with the U.S. Patient Protection and Affordable Care Act and in-network and out-of-network health care providers.