Asia's fragmentation drives fintech innovation.

The article discusses the "Panellists at Rise" industry conference in Hong Kong which highlighted differing market features and regulations across Asia's countries. Speakers stated that the region's rising middle class and its fragmented markets and regulatory systems present challenges and opportunities to companies looking to innovate in cross-border finance. It cites the need for a different approach in Southeast Asia where start-ups must be in multiple countries to build the right value.